Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been supporting Texans statewide for three generations. Our legacy of service means you can rely on our expertise to anticipate the specific priorities of Texas families and businesses.
Personalized Coverage
We know every client is different in Vernon, TX and no one fits the same mold. Our team makes it a priority to understand what you’re planning for and build a policy that matches your needs, whether it’s your first home, a growing business, or your family’s future.
Local Service You Can Count On
As one of Texas’ oldest insurance agencies, we’re a trusted part of Texas life. When you call Schell Insurance, you reach a local expert who knows your needs, not a distant outsourced hotline.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Vernon, TX business from unplanned setbacks with a policy designed around your operations. From property, liability, and asset protection to employee coverage, we help safeguard your operations so you can continue moving forward.

Auto insurance
Whether it’s your everyday drive around town or a weekend getaway, the right auto insurance helps protect you wherever you go. We offer budget-friendly coverage for accidents, damages, and more.

Homeowners Insurance
Your Vernon, TX home is one of your biggest investments, and we ensure it’s properly protected. Our policies cover your home, personal items, and liability exposure, giving you peace of mind no matter how unpredictable things get.

Life Insurance
Life insurance provides critical protection for your loved ones when they need it most. We help you choose the right policy to secure your family’s long-term stability and give you lasting peace of mind.

Renter's Insurance
Even if you don’t own your home in Vernon, your belongings still deserve protection. Renters insurance helps protect your possessions, liability exposure, and temporary housing costs in case of the unexpected.

Motorcycle Insurance
Ride with confidence knowing your bike and your journey are protected. Our motorcycle coverage includes comprehensive, collision, and liability protection designed for your style of riding.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than just policies. It’s nearly 100 years of local expertise, a commitment to integrity, and a focus on putting you and your family first. Check out the video to understand the heritage and trust behind our name.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been serving Vernon, TX families and businesses since 1930. Call us today at 972-423-4546 or visit our office to talk with a trusted local advisor and find coverage tailored to your needs.
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trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Vernon, TX with reliable protection. Get a personalized insurance quote from AR Schell & Son Agency today and see how simple it is to protect what matters most.



