
We Are Little Elm TX's Most trusted Home, Auto, Life and business Insurance Agency
For generations, Schell Insurance has protected Little Elm, Texas residents and business owners with trusted coverage and personal service. As one of Denton County’s fastest-growing communities, Little Elm combines lakeside charm with modern development—and our team provides the protection that keeps pace with that growth.
Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Since 1930, AR Schell & Son Agency has been serving North Texans with insurance expertise built on trust and reliability. Our long history in Denton County means we understand the unique mix of suburban life, small-business growth, and lakefront property protection that makes Little Elm special.
Personalized Coverage
Every household and business is different. Whether you’re protecting a home near Eldorado Parkway, insuring vehicles for your daily commute, or covering a local restaurant or contractor, we create policies designed to fit your exact needs and goals.
Local Service You Can Count On
When you call Schell Insurance, you’re connecting with people who live and work right here in North Texas. We offer personal attention, honest advice, and fast response times—because being local means being there when it matters most.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your company from unexpected losses with commercial insurance built for local entrepreneurs. From property and liability coverage to workers’ compensation, we help Little Elm businesses stay secure and ready for growth.

Auto insurance
Driving along FM 423 or heading toward Frisco or The Colony? Our auto insurance protects you from accidents, theft, and damage so you can travel with confidence wherever you go.

Homeowners Insurance
Your home is your foundation. Our homeowners insurance provides full protection for your property, personal belongings, and liability, giving you peace of mind every day of the year.

Life Insurance
Protect your family’s future with a life insurance policy built around your financial goals. We’ll help you choose the right plan for long-term stability and peace of mind.

Renter's Insurance
Even if you rent, your belongings and liability deserve reliable protection. Our renters insurance offers affordable coverage for your lifestyle and budget.

Motorcycle Insurance
Enjoy Denton County’s scenic roads with confidence. Our motorcycle insurance includes liability, collision, and comprehensive options designed for every rider.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference comes from nearly 100 years of experience and dedication to community. Our family-owned agency continues to serve Texans with integrity, reliability, and local expertise that you can trust for generations to come.
About Little Elm TX
Little Elm, Texas, is one of Denton County’s fastest-growing cities, offering residents a blend of lakeside relaxation and modern suburban living. Located along the shores of Lake Lewisville, the city features family-friendly parks, trails, and waterfront attractions like Little Elm Beach and the Lakefront District. Its growth has brought new schools, businesses, and housing developments while maintaining the community’s welcoming, small-town atmosphere.
As one of Denton County’s most experienced insurance agencies, AR Schell & Son Agency proudly serves Little Elm families and businesses with comprehensive, personalized protection. Whether you’re securing homeowners insurance for a new lakefront property, auto coverage for daily commutes, or business insurance for a growing company, we offer solutions designed for real life. With nearly a century of service and a reputation built on trust, Schell Insurance remains the name Texans turn to for dependable protection.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been serving Denton County families and businesses since 1930. Call us today at 972-423-4546 or visit our office to speak with a local insurance expert and find coverage tailored to your needs.
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trust in a century of experience
Get an Insurance Quote Today
Protect what you've built with coverage you can trust. Get a personalized insurance quote from AR Schell & Son Agency today and see how simple it is to safeguard your life.


