We Are Krum TX's Most trusted Home, Auto, Life and business Insurance Agency
For generations, families and business owners in Krum, Texas have trusted Schell Insurance to protect their homes, vehicles, and livelihoods. As a Denton County agency with nearly a century of service, we understand the needs of small-town communities like Krum—where growth, heritage, and family values all come together.
Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Since 1930, AR Schell & Son Agency has been serving North Texas with reliable coverage and personal attention. Our long history in Denton County means we know what it takes to protect Krum’s homeowners, drivers, and business owners from life’s unexpected challenges.
Personalized Coverage
Your insurance should be as unique as your life. Whether you’re protecting a historic home near downtown Krum, insuring vehicles for commutes along Highway 380, or covering your local business, we design every policy around your individual needs—not a generic template.
Local Service You Can Count On
When you call Schell Insurance, you speak directly with a North Texas advisor who understands your community. Our agency is built on long-term relationships, local knowledge, and responsive support you can trust year after year.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide
Business Insurance
Protect your company with customized business coverage. We offer general liability, commercial property, and workers’ compensation policies designed for local entrepreneurs, contractors, and small-business owners across Denton County.
Auto insurance
Whether you’re commuting into Denton, running errands around town, or heading down FM 156, our auto insurance keeps you covered. We provide protection for accidents, theft, and damage—so you can drive with confidence.
Homeowners Insurance
Your home is your greatest investment. Our homeowners insurance covers your property, personal belongings, and liability, giving you peace of mind through every storm or surprise.
Life Insurance
Ensure long-term financial stability for your loved ones with a flexible life insurance policy. We’ll help you choose coverage that matches your priorities and protects your family’s future.
Renter's Insurance
Even if you rent, your belongings and liability deserve protection. Our renters insurance policies offer affordable, straightforward coverage to keep you secure wherever you live.
Motorcycle Insurance
Enjoy the open roads around Krum with confidence. Our motorcycle insurance includes liability, collision, and comprehensive coverage for total protection on every ride.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
At Schell Insurance, we combine nearly 100 years of experience with a commitment to service that never goes out of style. Our family-owned agency continues to earn the trust of Texans by delivering honesty, expertise, and real local care.
About Krum TX
Krum, Texas, is a proud Denton County community known for its small-town warmth, excellent schools, and close-knit neighborhoods. Just northwest of Denton, Krum offers the perfect balance of rural charm and modern convenience, with easy access to Highway 380, Lake Ray Roberts, and nearby city amenities. The town’s historic downtown, family-friendly parks, and active community events make it a beloved home for families and professionals alike.
As one of Denton County’s most experienced insurance agencies, AR Schell & Son Agency has helped Krum residents protect their homes, vehicles, and businesses for generations. Whether you’re buying a home in a new subdivision, managing a farm or small business, or simply looking for better rates on auto insurance, we provide coverage built for life in North Texas. With nearly a century of service and a commitment to local relationships, Schell Insurance remains a trusted partner in your protection.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been serving Denton County families and businesses since 1930. Call us today at 972-423-4546 or visit our office to speak with a local insurance expert and find coverage tailored to your needs.
Contact Details
trust in a century of experience
Get an Insurance Quote Today
Protect what you've built with coverage you can trust. Get a personalized insurance quote from AR Schell & Son Agency today and see how simple it is to safeguard your life.
Protect what matters most with Schell Insurance, where nearly 100 years of expertise and a commitment to personalized service make all the difference. Contact us today to start building a lasting relationship with our trusted team.
2026 All rights reserved.