Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been serving Texas for three generations. Our deep roots means you can rely on our expertise to understand the unique needs of families and business owners across Texas.
Personalized Coverage
We know every client is different in Penitas, TX and no one fits the same mold. Our team takes the time to learn your goals and create protection that fits your life, whether it’s your first home, your expanding company, or your family’s future.
Local Service You Can Count On
As one of Texas’ oldest insurance agencies, we’re deeply rooted in the communities we serve. When you call Schell Insurance, you connect with someone right here in Texas, not a call center across the country.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Penitas, TX business from unexpected risks with a policy designed around your operations. From property, liability, and asset protection to employee coverage, we help safeguard your operations so you can stay focused on running your business.

Auto insurance
Whether it’s driving to work each day or a weekend getaway, the right auto insurance keeps you safe on the road. We offer budget-friendly coverage for collisions, damages, and more.

Homeowners Insurance
Your Penitas, TX home is a major investment in your family’s future, and we work to keep it fully safeguarded. Our policies protect your property, belongings, and liability, giving you peace of mind no matter how unpredictable things get.

Life Insurance
Life insurance provides a safety net for your loved ones in times of uncertainty. We help you choose the right policy to secure your family’s long-term stability and give you lasting peace of mind.

Renter's Insurance
Even if you don’t own your home in Penitas, your belongings still deserve protection. Renters insurance covers personal property, liability, and additional living expenses in case of the unforeseen.

Motorcycle Insurance
Ride with peace of mind knowing your bike and your journey are safeguarded. Our motorcycle coverage includes comprehensive, collision, and liability protection designed for every rider.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means so much more than insurance. It’s nearly 100 years of local expertise, a commitment to integrity, and a promise to always put your needs first. Check out the video to learn more about our history and legacy of trust.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been protecting Penitas, TX and Grayson County families and businesses since 1930. Call us today at 972-423-4546 or come see us in person to speak with a local insurance expert and get customized protection.
Contact Details
trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Penitas, TX with insurance you can count on. Get a tailored insurance estimate from AR Schell & Son Agency today and see how easy it is to protect what matters most.



