Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been protecting Texas communities for nearly a century. Our long-standing history means you can count on our team to understand the distinct challenges of families and business owners across Texas.
Personalized Coverage
We know every client is different in Lucas, TX and no one fits the same mold. Our team takes the time to learn your goals and tailor coverage that matches your needs, whether it’s moving into a new place, your business as it scales, or the security of those you love.
Local Service You Can Count On
As one of Texas’ oldest insurance agencies, we’re part of the community. When you call Schell Insurance, you reach a local expert who knows your needs, not a call center across the country.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Lucas, TX business from unplanned setbacks with tailored business insurance. From property, liability, and asset protection to workforce protection, we help keep your business secure so you can stay focused on running your business.

Auto insurance
Whether it’s your everyday drive around town or a family road trip, the right auto insurance keeps you safe on the road. We offer affordable protection for accidents, damages, and more.

Homeowners Insurance
Your Lucas, TX home is one of your biggest investments, and we make sure it’s covered. Our policies shield your structure, possessions, and legal liability, giving you reassurance no matter how unpredictable things get.

Life Insurance
Life insurance provides financial security for your loved ones in times of uncertainty. We help you choose the right policy to secure your family’s long-term stability and give you lasting peace of mind.

Renter's Insurance
Even if you don’t own your home in Lucas, your belongings still should be safeguarded. Renters insurance covers personal property, liability, and additional living expenses in case of the unforeseen.

Motorcycle Insurance
Ride with total assurance knowing your bike and your journey are protected. Our motorcycle coverage includes comprehensive, collision, and liability protection designed for all types of riders.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means so much more than insurance. It’s decades of trusted community experience, a promise of doing what’s right, and a focus on putting you and your family first. Check out the video to learn more about our history and legacy of trust.
Get in Touch
Ready to shield your most valuable assets? AR Schell & Son Agency has been supporting Lucas, TX and Grayson County families and businesses since 1930. Call us today at 972-423-4546 or stop by our local office to speak with a local insurance expert and build a policy that fits your life.
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trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Lucas, TX with reliable protection. Get a personalized insurance quote from AR Schell & Son Agency today and see how easy it is to protect what matters most.



