Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been serving Texas communities for over 90 years. Our deep roots means you can trust us to anticipate the unique needs of Texan households and companies.
Personalized Coverage
We know no two people have the same needs in Krum, TX and everyone’s situation is different. Our team makes it a priority to understand what you’re planning for and tailor coverage that aligns with your priorities, whether it’s a new home purchase, your expanding company, or the security of those you love.
Local Service You Can Count On
As one of Texas’ oldest insurance agencies, we’re deeply rooted in the communities we serve. When you call Schell Insurance, you connect with someone right here in Texas, not a call center across the country.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Krum, TX business from unplanned setbacks with a policy designed around your operations. From property, liability, and asset protection to employee coverage, we help keep your business secure so you can stay focused on running your business.

Auto insurance
Whether it’s your everyday drive around town or traveling across Texas with loved ones, the right auto insurance keeps you safe on the road. We offer reliable insurance options for accidents, damages, and more.

Homeowners Insurance
Your Krum, TX home is one of your biggest investments, and we ensure it’s properly protected. Our policies cover your home, personal items, and liability exposure, giving you reassurance no matter how unpredictable things get.

Life Insurance
Life insurance provides critical protection for your loved ones during life’s most difficult moments. We help you find the best coverage option to secure your family’s long-term stability and give you confidence for the years ahead.

Renter's Insurance
Even if you don’t own your home in Krum, your belongings still should be safeguarded. Renters insurance provides coverage for your items, legal liability, and extra living expenses in case of the unplanned events.

Motorcycle Insurance
Ride with total assurance knowing your bike and your journey are protected. Our motorcycle coverage includes comprehensive, collision, and liability protection designed for all types of riders.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than just policies. It’s almost a century of serving Texans, a promise of doing what’s right, and a guarantee that your priorities come before anything else. Watch the video to see our story and long-standing reputation.
Get in Touch
Ready to shield your most valuable assets? AR Schell & Son Agency has been protecting Krum, TX and Grayson County families and businesses since 1930. Call us today at 972-423-4546 or come see us in person to talk with a trusted local advisor and build a policy that fits your life.
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trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Krum, TX with reliable protection. Get a personalized insurance quote from AR Schell & Son Agency today and see how easy it is to protect what matters most.



