We Are Howe TX's Most trusted Home, Auto, Life and business Insurance Agency
For decades, Howe families and business owners have relied on us to deliver trusted protection for their homes, livelihoods, and long-term security.
Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been serving Grayson County for three generations. Our long-standing history means you can trust us to understand the unique needs of North Texas families and businesses.
Personalized Coverage
We know no two clients in Howe, TX are alike. Our team takes the time to understand your situation and tailor coverage that fits your life, whether it’s your first home, your growing business, or your family’s future.
Local Service You Can Count On
As Grayson County's oldest insurance agency, we’re part of the community. When you call Schell Insurance, you speak to a real person who cares, not a call center across the country.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide
Business Insurance
Protect your Howe, TX business from unexpected risks with tailored business insurance. From liability and property coverage to workers’ compensation, we help safeguard your operations so you can focus on growth.
Auto insurance
Whether it’s your daily commute or a family road trip, the right auto insurance keeps you safe on the road. We offer affordable protection for accidents, damages, and more.
Homeowners Insurance
Your Howe, TX home is one of your biggest investments, and we make sure it’s covered. Our policies protect your property, belongings, and liability, giving you peace of mind no matter what life brings.
Life Insurance
Life insurance provides financial security for your loved ones when they need it most. We help you choose the right policy to protect your family’s future and give you lasting peace of mind.
Renter's Insurance
Even if you don’t own your home in Howe, your belongings still deserve protection. Renters insurance covers personal property, liability, and additional living expenses in case of the unexpected.
Motorcycle Insurance
Ride with confidence knowing your bike and your journey are protected. Our motorcycle coverage includes liability, collision, and comprehensive options designed for every rider.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than just policies. It’s nearly 100 years of local expertise, a commitment to integrity, and a promise to always put your needs first. Watch the video to learn more about our history and legacy of trust.
About Howe TX
Howe, Texas is a welcoming Grayson County community known for its small-town spirit, excellent schools, and strong North Texas values. Conveniently located along U.S. Highway 75 between Sherman and Van Alstyne, Howe offers residents the perfect balance of rural peace and easy access to nearby cities. Its growing neighborhoods, historic downtown, and community events reflect a deep sense of pride and connection—making Howe an ideal place to live, work, and raise a family.
As Grayson County’s most experienced insurance agency, AR Schell & Son Agency has been helping Howe residents and business owners protect what matters most since 1930. From homeowners insurance for properties in established neighborhoods to auto coverage for commutes along Highway 75 and business insurance for local shops and farms, we create protection plans built around real North Texas life. With nearly a century of trusted service, we understand the needs of families and entrepreneurs in Howe—delivering dependable coverage, personal attention, and peace of mind you can count on for generations.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been serving Howe, TX and Grayson County families and businesses since 1930. Call us today at 972-423-4546 or visit our office to speak with a local insurance expert and find coverage tailored to your needs.
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Get an Insurance Quote Today
Protect what you've built in Howe, TX with coverage you can trust. Get a personalized insurance quote from AR Schell & Son Agency today and see how simple it is to safeguard your life.
Protect what matters most with Schell Insurance, where nearly 100 years of expertise and a commitment to personalized service make all the difference. Contact us today to start building a lasting relationship with our trusted team.
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