Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been supporting Texas for nearly a century. Our deep roots means you can trust us to recognize the unique needs of Texan households and companies.
Personalized Coverage
We know each person we serve is unique in Highlands, TX and each requires personalized attention. Our team is committed to understand what you’re planning for and build a policy that fits your life, whether it’s moving into a new place, your expanding company, or the security of those you love.
Local Service You Can Count On
As one of the longest-standing insurance providers in Texas, we’re deeply rooted in the communities we serve. When you call Schell Insurance, you reach a local expert who knows your needs, not a distant outsourced hotline.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Highlands, TX business from unexpected risks with customized commercial coverage. From core business protections like property and liability to workforce protection, we help keep your business secure so you can continue moving forward.

Auto insurance
Whether it’s your daily commute or a family road trip, the right auto insurance helps protect you wherever you go. We offer reliable insurance options for unexpected incidents, vehicle losses, and more.

Homeowners Insurance
Your Highlands, TX home is among your most valuable assets, and we make sure it’s covered. Our policies cover your home, personal items, and liability exposure, giving you confidence and security no matter how unpredictable things get.

Life Insurance
Life insurance provides critical protection for your loved ones when they need it most. We help you find the best coverage option to protect your family’s future and give you lasting peace of mind.

Renter's Insurance
Even if you don’t own your home in Highlands, your belongings still deserve protection. Renters insurance provides coverage for your items, legal liability, and extra living expenses in case of the unforeseen.

Motorcycle Insurance
Ride with confidence knowing your bike and your journey are safeguarded. Our motorcycle coverage includes a full range of options including liability, collision, and comprehensive designed for every rider.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than just policies. It’s nearly 100 years of local expertise, a promise of doing what’s right, and a promise to always put your needs first. View the video to learn more about our history and legacy of trust.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been supporting Highlands, TX and Grayson County families and businesses since 1930. Call us today at 972-423-4546 or visit our office to talk with a trusted local advisor and build a policy that fits your life.
Contact Details
trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Highlands, TX with coverage you can trust. Get a tailored insurance estimate from AR Schell & Son Agency today and see how simple it is to secure your future.



