Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been protecting Texas for over 90 years. Our long-standing history means you can count on our team to anticipate the unique needs of Texas families and businesses.
Personalized Coverage
We know every client is different in Fredericksburg, TX and each requires personalized attention. Our team makes it a priority to grasp your long-term needs and create protection that matches your needs, whether it’s your first home, a growing business, or your family’s future.
Local Service You Can Count On
As one of Texas’ oldest insurance agencies, we’re part of the community. When you call Schell Insurance, you speak to a real person who cares, not a distant outsourced hotline.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Fredericksburg, TX business from costly surprises with tailored business insurance. From core business protections like property and liability to employee coverage, we help keep your business secure so you can focus on growth.

Auto insurance
Whether it’s your daily commute or traveling across Texas with loved ones, the right auto insurance helps protect you wherever you go. We offer budget-friendly coverage for accidents, vehicle losses, and more.

Homeowners Insurance
Your Fredericksburg, TX home is among your most valuable assets, and we work to keep it fully safeguarded. Our policies shield your structure, possessions, and legal liability, giving you reassurance no matter how unpredictable things get.

Life Insurance
Life insurance provides critical protection for your loved ones during life’s most difficult moments. We help you find the best coverage option to ensure your loved ones are cared for and give you confidence for the years ahead.

Renter's Insurance
Even if you don’t own your home in Fredericksburg, your belongings still deserve protection. Renters insurance covers personal property, liability, and additional living expenses in case of the unplanned events.

Motorcycle Insurance
Ride with total assurance knowing your bike and your journey are safeguarded. Our motorcycle coverage includes a full range of options including liability, collision, and comprehensive designed for all types of riders.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than just policies. It’s decades of trusted community experience, a commitment to integrity, and a guarantee that your priorities come before anything else. Check out the video to learn more about our history and legacy of trust.
Get in Touch
Ready to shield your most valuable assets? AR Schell & Son Agency has been protecting Fredericksburg, TX families and businesses since 1930. Call us today at 972-423-4546 or stop by our local office to talk with a trusted local advisor and find coverage tailored to your needs.
Contact Details
trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Fredericksburg, TX with insurance you can count on. Get a custom coverage quote from AR Schell & Son Agency today and see how straightforward it is to safeguard your life.



