Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been protecting Texas communities for three generations. Our legacy of service means you can count on our team to recognize the unique needs of Texas families and businesses.
Personalized Coverage
We know no two people have the same needs in Elgin, TX and no one fits the same mold. Our team makes it a priority to learn your goals and build a policy that matches your needs, whether it’s a new home purchase, your business as it scales, or the security of those you love.
Local Service You Can Count On
As one of the oldest family-run insurance agencies in Texas, we’re part of the community. When you call Schell Insurance, you speak to a real person who cares, not a call center across the country.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Elgin, TX business from unexpected risks with a policy designed around your operations. From core business protections like property and liability to workforce protection, we help protect what you’ve built so you can focus on growth.

Auto insurance
Whether it’s your everyday drive around town or traveling across Texas with loved ones, the right auto insurance helps protect you wherever you go. We offer affordable protection for unexpected incidents, damages, and more.

Homeowners Insurance
Your Elgin, TX home is a major investment in your family’s future, and we work to keep it fully safeguarded. Our policies cover your home, personal items, and liability exposure, giving you confidence and security no matter what comes your way.

Life Insurance
Life insurance provides critical protection for your loved ones in times of uncertainty. We help you choose the right policy to protect your family’s future and give you confidence for the years ahead.

Renter's Insurance
Even if you don’t own your home in Elgin, your belongings still deserve protection. Renters insurance covers personal property, liability, and additional living expenses in case of the unforeseen.

Motorcycle Insurance
Ride with total assurance knowing your bike and your journey are covered. Our motorcycle coverage includes liability, collision, and comprehensive options designed for your style of riding.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than just policies. It’s nearly 100 years of local expertise, a dedication to honesty and service, and a focus on putting you and your family first. Watch the video to understand the heritage and trust behind our name.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been protecting Elgin, TX families and businesses since 1930. Call us today at 972-423-4546 or visit our office to talk with a trusted local advisor and find coverage tailored to your needs.
Contact Details
trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Elgin, TX with reliable protection. Get a tailored insurance estimate from AR Schell & Son Agency today and see how simple it is to protect what matters most.



