Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been serving Texans statewide for over 90 years. Our legacy of service means you can trust us to understand the unique needs of families and business owners across Texas.
Personalized Coverage
We know every client is different in Decatur, TX and everyone’s situation is different. Our team is committed to grasp your long-term needs and create protection that fits your life, whether it’s your first home, your expanding company, or your family’s future.
Local Service You Can Count On
As one of the longest-standing insurance providers in Texas, we’re a trusted part of Texas life. When you call Schell Insurance, you connect with someone right here in Texas, not a call center across the country.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Decatur, TX business from costly surprises with customized commercial coverage. From core business protections like property and liability to workers’ compensation, we help safeguard your operations so you can focus on growth.

Auto insurance
Whether it’s your daily commute or a family road trip, the right auto insurance helps protect you wherever you go. We offer budget-friendly coverage for unexpected incidents, vehicle losses, and more.

Homeowners Insurance
Your Decatur, TX home is one of your biggest investments, and we work to keep it fully safeguarded. Our policies protect your property, belongings, and liability, giving you confidence and security no matter what life brings.

Life Insurance
Life insurance provides financial security for your loved ones when they need it most. We help you select a plan that fits your needs to secure your family’s long-term stability and give you reassurance that your family is protected.

Renter's Insurance
Even if you don’t own your home in Decatur, your belongings still deserve protection. Renters insurance helps protect your possessions, liability exposure, and temporary housing costs in case of the unforeseen.

Motorcycle Insurance
Ride with total assurance knowing your bike and your journey are protected. Our motorcycle coverage includes comprehensive, collision, and liability protection designed for all types of riders.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means more than coverage on paper. It’s almost a century of serving Texans, a commitment to integrity, and a focus on putting you and your family first. Check out the video to see our story and long-standing reputation.
Get in Touch
Ready to protect what matters most? AR Schell & Son Agency has been supporting Decatur, TX and Grayson County families and businesses since 1930. Call us today at 972-423-4546 or come see us in person to speak with a local insurance expert and build a policy that fits your life.
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trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Decatur, TX with insurance you can count on. Get a tailored insurance estimate from AR Schell & Son Agency today and see how straightforward it is to safeguard your life.



