Why Choose Schell?
Learn what a century of experience can mean for you
Nearly a Century of Experience
Founded in 1930, Schell Insurance has been protecting Texas communities for over 90 years. Our legacy of service means you can trust us to understand the distinct challenges of Texan households and companies.
Personalized Coverage
We know each person we serve is unique in Clute, TX and each requires personalized attention. Our team makes it a priority to understand what you’re planning for and create protection that matches your needs, whether it’s your first home, a growing business, or long-term peace of mind.
Local Service You Can Count On
As one of the oldest family-run insurance agencies in Texas, we’re a trusted part of Texas life. When you call Schell Insurance, you speak to a real person who cares, not a random operator states away.
Insurance Solutions
No matter what you need, we have you covered. Learn more about the types of insurance products we provide

Business Insurance
Protect your Clute, TX business from costly surprises with a policy designed around your operations. From core business protections like property and liability to workforce protection, we help keep your business secure so you can focus on growth.

Auto insurance
Whether it’s your daily commute or a weekend getaway, the right auto insurance helps protect you wherever you go. We offer affordable protection for collisions, repairs, and more.

Homeowners Insurance
Your Clute, TX home is one of your biggest investments, and we work to keep it fully safeguarded. Our policies shield your structure, possessions, and legal liability, giving you confidence and security no matter how unpredictable things get.

Life Insurance
Life insurance provides financial security for your loved ones during life’s most difficult moments. We help you find the best coverage option to ensure your loved ones are cared for and give you confidence for the years ahead.

Renter's Insurance
Even if you don’t own your home in Clute, your belongings still should be safeguarded. Renters insurance provides coverage for your items, legal liability, and extra living expenses in case of the unexpected.

Motorcycle Insurance
Ride with total assurance knowing your bike and your journey are safeguarded. Our motorcycle coverage includes a full range of options including liability, collision, and comprehensive designed for your style of riding.
testimonials
Check Out what our clients say about us
Learn About the Schell Difference
The Schell Difference means so much more than insurance. It’s nearly 100 years of local expertise, a dedication to honesty and service, and a focus on putting you and your family first. Check out the video to learn more about our history and legacy of trust.
Get in Touch
Ready to secure what’s most important? AR Schell & Son Agency has been supporting Clute, TX families and businesses since 1930. Call us today at 972-423-4546 or come see us in person to meet with someone who understands your needs and get customized protection.
Contact Details
trust in a century of experience
Get an Insurance Quote Today
Protect what you've built in Clute, TX with insurance you can count on. Get a tailored insurance estimate from AR Schell & Son Agency today and see how simple it is to secure your future.



